Workers' Compensation Insurance
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If employees are classified incorrectly, you could overpay on your insurance. Search for the Classification Codes used on your policy to find more information:
Information about individual aspects of the insurance coverage. If you are new to purchasing the insurance, read the Workers Comp Introduction. Other pages are available with more detailed information about specific aspects of workers comp:
FloridaWC is a service for business owners to assist their decisions in purchasing workers' compensation insurance. FloridaWC is provided by an independent insurance agency.
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Often called Experience Mods or X-Mods, these rating factors are computed using a formula based on previous workers comp claims. This factor is multiplied by the manual premium and directly influences the final premium paid by your business.
Updates and information about Florida workers comp insurance for business owners: