Question: What kinds of employee injuries are covered under workers’ compensation insurance?

Under Florida law, workers’ compensation insurance covers all accidental injuries and occupational diseases arising out of and in the course and scope of employment. This includes diseases or infections resulting from such injuries. Workers’ compensation insurance also covers death resulting from such injuries within specified periods of time. Even if you do not think an injury is covered, you must still report the injury to your insurance carrier within seven (7) days of your first knowledge of the accident/injury for determination of responsibility.

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