Florida Workers Compensation Insurance Quotes, Questions, and Answers

Question: What class code do I now use for the workers’ compensation insurance on my janitorial business?

There were two classifications used for janitorial businesses in 2007 that are no longer in use:

9000 - This classification is assigned to insureds who contract with others to provide both commercial and/or residential janitorial services excluding washing of windows. This class does not include painting, maintenance, or repair on the customers’ premises. Code 9000 is assigned to cleaning and sanitizing rest rooms and the cleaning of interior walls as well as routine dusting, vacuuming of rugs and emptying ashtrays. It can also be assigned to residential chimney cleaners and residential boiler cleaners. The rate for this classification was 6.29 per $100 of payroll in 2007. Florida no longer uses this classification code.

9001 - This classification is assigned to insureds who contract with others to provide both commercial and/or residential janitorial services including washing of windows. This class does not include painting, maintenance, or repair on the customers’ premises. Code 9001 is assigned to cleaning or sanitizing rest rooms and the cleaning or washing of interior walls as well as routine dusting, vacuuming of rugs, emptying ashtrays and window washing at the same location. The rate for this classification was 9.90 per $100 of payroll in 2007. Florida no longer uses this classification code.

In 2008, all of these businesses are being reclassified to the following class codes:

9014 - This classification code is assigned to businesses primarily engaged in providing janitorial services for others that does not include window cleaning above ground level. Janitorial services are defined as keeping a building clean by routine dusting, mopping, vacuuming, waxing, or polishing of floors, emptying of trash, cleaning or washing of interior walls, and cleaning, sanitizing, and deodorizing of restrooms, and/or keeping a building clean and engaging in various types of maintenance or minor repair work for upkeep of a building. These maintenance or minor repair operations may include, but are not limited to, painting, cleaning windows, changing light bulbs, assisting occupants in the placement of furniture, replacing glass panes, clearing drains, and cleaning carpets. This classification code also includes the drivers of the business. The 2008 rate for the 9014 class code is $5.17 per $100 units of remuneration.

9170 - This classification code is assigned to businesses primarily engaged in providing janitorial services for others including window cleaning above ground level. Janitorial services are defined as keeping a building clean by routine dusting, vacuuming rugs, and emptying ashtrays, and/or keeping a building clean and engaging in various types of maintenance or minor repair work for upkeep of a building. Stated differently, a risk qualifies as a janitorial service if the risk engages exclusively in cleaning a building or performs maintenance or minor repair operations in addition to cleaning a building. This code also includes the drivers in the business. It also includes chimney cleaners and pressure washing businesses that conduct work above ground level. The 2008 rate for the 9170 class code is also $5.17 per $100 units of remuneration.

If you would like more information about either of these classifications or information on how your own employees should be classified, please do not hesitate to contact our office or request a workers’ compensation quote online.

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