Class Codes
Florida Workers Comp Specific
Find the latest information and rates about the class codes on your workers compensations insurance policy. These are used to categorize your employees by job duty.
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Calculate Rate & PremiumClass code 5651 is used for employees that perform carpentry related construction and siding installation work for multi-dwelling residences (three stories in height or less) or for military buildings designed for housing, welfare, and keep of personnel under the contractor or general contractor responsible for the entire construction project. Work would include construction of the sill, rough framing, rough flooring, studs and joists (made of wood or light-gauge steel), rafters and roof deck, all roofing materials, sidewall sheathing, siding, doors, wallboard installation, lathing, windows, stairs, finished flooring, cabinet installation, fencing, decking, interior wood trim, and construction of any detached structures. All types of siding installation are also included, such as aluminum, cedar shingle, composite or engineered wood, seamless steel, vinyl, and traditional wood.
Exclusions to this class code would be anyone performing carpentry work or siding installation on buildings taller than three stories, that are considered single or double occupancy residential dwellings, or that are mixed use structures. When classifying workers to this class code, it is also important to follow the extra-territorial classification guidelines for each worker to ensure that they are properly classified.
2022 Rate Get Quote: Click Here
2021 Rate: Click Here
2020 Rate: $7.63
2019 Rate: $8.44
Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance are adjusted annually by the Florida Office of Insurance Regulation.
The 2020 rate for class code 5651 is 7.63 dollars for every 100 dollars of remuneration.
Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.
*This description of class code 5651 is a summary of the official description from NCCI that should be used for determining the correct application of a classification code for a Florida business and the groups of employees in that business. This short summary is provided as a courtesy for assisting FloridaWC's clients and potential clients in educating them about the most commonly used class codes in Florida that could be applied to their business operations. For more information about a class code, please use the contact form links below to request the official class codes descriptions from one of our insurance agents.
2022 Florida Workers Comp Rates
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Workers compensation rates change each year. Find out whether the rates for your class codes are increasing or decreasing from last year.
The manual rates are issued by the Florida Office of Insurance Regulation after being analyzed by the National Council on Compensation Insurance (NCCI).