Class Codes
Florida Workers Comp Specific
Find the latest information and rates about the class codes on your workers compensations insurance policy. These are used to categorize your employees by job duty.
Quotes for Florida Workers Compensation Insurance
Calculate Rate & PremiumIn Florida, there are three premium credit programs available to employers to reduce the cost of workers’ compensation insurance. These programs need to be put in place by the business and then certified by their workers’ compensation company and the credit is applied to the policy’s premium. The business must also reapply for these credits each policy year. There is a brief description of each credit below and a link to learn more about putting the program in place for your business and the forms that you need to complete to be certified and receive the credit.
There is a 2% premium credit available for employers who have certified that they have established a workplace safety program that meets or exceeds the provisions provided for in Section 440.1025 of the Florida Statutes.
Certification is required for each year in which premium credit is permitted under this program and is based upon evidence contained in the file of the insurer at the time the credit is allowed.
Learn MoreThere is a 5% premium credit available for employers who have certified that they have established a drug-free workplace in accordance with rules as established by the Division of Workers’ Compensation of the Florida Department of Financial Services.
The premium credit is applied to the insured’s policy pro rata as of the date of receipt of certification by the carrier. Self-certification by the employer may be accomplished by completing Florida Form 09-1 and is subject to physical verification by the insurer.
Learn MoreFCCPAP stands for the Florida Contracting Premium Adjustment Program. Employers in Florida with contracting classifications and a payroll composed of wages greater than $10.00 per hour may qualify for this additional credit ranging from 5% to 25%.
Learn More2022 Florida Workers Comp Rates
View the New Rates
Workers compensation rates change each year. Find out whether the rates for your class codes are increasing or decreasing from last year.
The manual rates are issued by the Florida Office of Insurance Regulation after being analyzed by the National Council on Compensation Insurance (NCCI).