Class Codes
Florida Workers Comp Specific
Find the latest information and rates about the class codes on your workers compensations insurance policy. These are used to categorize your employees by job duty.
Quotes for Florida Workers Compensation Insurance
Calculate Rate & PremiumWorkers’ compensation insurance in Florida and roughly 40 other states, use a classification code system designed by the National Council on Compensation Insurance (NCCI) to rate insurance premiums differently for groups of employees. There are roughly 600 class codes, and the two main codes used for employees in the landscaping industry are 0042 and 9102. […]
There are few classification codes for employees of painting businesses depending on the type of work performed by those employees. They are listed below along with the rates for each: 5474 – This classification code is the general painting classification. It contemplates exterior and interior painting of residential or commercial structures that are constructed of […]
There are four main classification codes used to categorize restaurant employees for workers’ compensation exposures in Florida. Caterers can be assigned to the appropriate restaurant classification based on the nature of their operations and depending on which classification they are most similar to when they serve the food at the client’s location. 9058 – This […]
There are two primary classification codes used for janitorial businesses in the state of Florida: 9014 – This classification code is assigned to businesses primarily engaged in providing janitorial services for others that does not include window cleaning above ground level. Janitorial services are defined as keeping a building clean by routine dusting, mopping, vacuuming, […]
Professional Employer Organizations (PEO’s) are staffing companies used to group employees to offer benefits such as workers’ compensation, health insurance, and an outsourced HR and payroll service. Businesses enter into a co-employment contract with a PEO, where the PEO becomes the employer of record for tax and insurance purposes and the business leases the employees […]
Many businesses view insurance as a ‘necessary evil’ and do not understand the advantages they receive when purchasing a required insurance policy such as workers’ compensation. Workers comp insurance is a great example because it is mandated by state governments, and Florida businesses are required by law to provide the benefits listed in the state […]
It is important to know and consider the financial stability of your insurance carrier and the stability of those from whom you are comparing quotes. This information is available to the public. You should look this up and take the precautionary measures to avoid a potential situation of having your policy with an insurance carrier […]
There are five classification codes used for the workers compensation policies of carpentry businesses in Florida: 2802 – This classification is applicable to businesses whose operations consist of the manufacture and/or assembly of wood products in a shop. The products manufactured typically will not require a high degree of finishing work. If an insured engages […]
Workers’ compensation insurance is mandated by each individual state and there is a separate set of workers compensation laws for employees that work outside states on navigable waters. There is also Federal regulation involved in workplace safety through the Occupational Safety and Health Administration (OSHA), which is an agency within the Department of Labor. OSHA […]
FWCJUA stands for the Florida Workers Compensation Joint Underwriters Association. Because workers’ compensation in Florida is mandatory for most businesses, there must be place for businesses to secure coverage when they are unable to find it in the marketplace. Before there was an FWCJUA, the Florida Workers Compensation Insurance Plan (FWCIP) was the market of […]
2022 Florida Workers Comp Rates
View the New Rates
Workers compensation rates change each year. Find out whether the rates for your class codes are increasing or decreasing from last year.
The manual rates are issued by the Florida Office of Insurance Regulation after being analyzed by the National Council on Compensation Insurance (NCCI).