Workers' Compensation Insurance

Class Code 0005

Farm: Nursery Employees

Author Information

Martin Summers

Insurance Agent

Class code 0005 is used for employees that plant trees either in a tree nursery or in forestry operations. In the work in forests, this class code is typically used after logging operations are complete and new trees need to be planted. This code also applies to work required to prepare the site for the trees which includes scarification to loosen the soil by Cat or tractor, site preparation to clear underbrush, tree planting by hand, and tree protection through bed capping, netting or tubing to deter game and rodents from damaging seedlings. These operations may be performed by hand or machine, although tree planting and protection is usually completed manually with appropriate tools. Tree harvesting and maintenance operations are excluded from this code.

Florida Rates for Class Code 0005

2014 Rate: $6.13
2013 Rate: $6.56

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 0005, this rate change resulted in a 7% decrease from 2013 to 2014. The 2014 rate for this classification is 6.13 dollars for every 100 dollars of remuneration. With the decrease in rates this year, the 2014 rate is 49.3% below the 2003 rate of 12.95 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 2702 for tree removal

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