Workers' Compensation Insurance

Class Code 0016

Farm: Orchard & Drivers - By Contractor

Author Information

Martin Summers

Insurance Agent

Class code 0016 is used for employees that work at an orchard, grove, or other facility that focuses on growing fruits or nuts. Foods also falling into this category include oranges, apples, apricots, bananas, black walnuts, cherries, coffee, English walnuts, figs, filberts, macadamia nuts, nectarines, nuts, papaya, peaches, pears, plums, prunes, and walnuts.

Code 0016 includes planting, pruning, spraying, picking, packing, storing, and shipping operations associated with growing, harvesting, and transporting the product to market. This code includes equipment and materials such as handsaws, chain saws, axes, pruning tools, tractors and mowers, bulldozers and graders, tractor trailers, flatbeds, pickup trucks, buses, kerosene heaters, aerial application equipment for insecticides and fungicides, cherry pickers, ladders, mechanized harvesters/tree shakers, conveyor belts, and forklifts.

Florida Rates for Class Code 0016

2014 Rate: $11.22
2013 Rate: $13.10

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 0016, this rate change resulted in a 16.8% decrease from 2013 to 2014. The 2014 rate for this classification is 11.22 dollars for every 100 dollars of remuneration. With the decrease in rates this year, the 2014 rate is 31.5% below the 2003 rate of 19.12 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 0052 for owners of orchards and groves for their operations
  • 0037 for growing and harvesting sod

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