Workers' Compensation Insurance

Class Code 0052

Orchard & Grove Owners & Operations

Author Information

Martin Summers

Insurance Agent

Class code 0052 is used for those owner-operators that work within their own grove or orchard. Activities related to this class code include cultivation and caring for an orchard through pruning, spraying, and fumigating performed by the owner-operator. In this case, employees or contract workers would be assigned the job of harvesting the fruits. In other cases, it may be allowable for owner-operators to contract out the cultivation and care of the orchard, but use their own employees to harvest.

Any and all contractors that are hired for either harvesting, fruit picking, or caretaking responsibilities would be excluded from this classification. In addition, peanut cultivating and growing would also be excluded from class code 0052.

Florida Rates for Class Code 0052

2014 Rate: $6.26
2013 Rate: $7.51

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 0052, this rate change resulted in a 20% decrease from 2013 to 2014. The 2014 rate for this classification is 6.26 dollars for every 100 dollars of remuneration. With the decrease in rates this year, the 2014 rate is 39.6% below the 2003 rate of 12.44 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 0050 for grove caretaking by contractors and drivers
  • 0016 for fruit picking done by a contractor

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