Class Code 2003 Rates & Quotes


Class code 2003 is used for employees that produce bakery items including baked goods, cookies and crackers, and cooked or uncooked frozen items. Baked goods examples include bread, cake, doughnuts, and pizza dough. Cookies and crackers include, but are not limited to toaster pastries, ice cream cones, and soft pretzels. Examples of frozen items include pies, sweet yeast goods, and cookie or pizza dough.

This class includes both commercial and neighborhood bakeries as well as salespersons and drivers in their employ. Code 2003 covers making pizza crusts prepared using a baking process. This code covers commercial bakeries’ heavy mechanical equipment for mixing, slicing and wrapping. It also covers work done by hand at smaller bakeries.

An insured must meet the requirements within the Basic Manuel in order to create a division of payroll for employees exposed to both baking and store or baking and restaurant operations. To do so, an insured must qualify for Codes 2003 and 8017 or Code 2003 and a restaurant class. If a bakery operates a store selling baked goods for on-premises consumption or for both on and off premises consumption, this store should be classified with the appropriate restaurant code.

Retail bakery and doughnut stores that do not bake on the premises but sell baked goods exclusively for consumption off premises should use Code 8017. If a store prepares food or has on-premises consumption, it should be rated with the appropriate restaurant code. In addition, if a store engages in additional food preparation to enhance their product, but does no baking on the premises, the store should be separately rated to the appropriate restaurant code. Enhancement examples include eggs, lunchmeats, bacon, and lettuce. Providing beverages or prepackaged self-serve condiments to customers are not considered enhancements.

Florida Rates for Class Code 2003

2022 Rate Get Quote: Click Here

2021 Rate: Click Here

2020 Rate: $3.78

2019 Rate: $4.66

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance are adjusted annually by the Florida Office of Insurance Regulation.

The 2020 rate for class code 2003 is 3.78 dollars for every 100 dollars of remuneration.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

*This description of class code 2003 is a summary of the official description from NCCI that should be used for determining the correct application of a classification code for a Florida business and the groups of employees in that business. This short summary is provided as a courtesy for assisting FloridaWC's clients and potential clients in educating them about the most commonly used class codes in Florida that could be applied to their business operations. For more information about a class code, please use the contact form links below to request the official class codes descriptions from one of our insurance agents.