Workers' Compensation Insurance

Class Code 2501

Clothing Manufacturing

Author Information

Martin Summers

Insurance Agent

Class code 2501 is used for employees that manufacture clothing on a large scale such as fur clothing and quilted cloth manufacturing. Qualifying operations include cutting fabric to size or pattern using hand or electric cutters, hand or machine sewing, finishing, labeling, pressing, inspecting and packaging. This code includes the manufacturing of automobile convertible tops, automobile seat covers, silk or synthetic fabric parachutes, plastic film parachutes, and inflatable balloons. For parachutes and balloons, materials such as plastic film, adhesive or thermoplastic tape and metal parts are received from outside sources. Parachute manufacturing includes sewing fabric envelopes as well as sewing the shroud lines to the envelopes, including harness risers and the parachute pack.

Class code 2501 applies to the manufacture of products produced from canvas, duck, or synthetic water-resistant fabrics such as awnings, tents, tarpaulins, laundry bags, knapsacks, and barracks bags among other products. It also includes the renovation or repairing of cotton, burlap, or gunny bags or sacks and includes sewing. These products may be fabricated by powered material cutters, sewing machines, grommet equipment, pipe and bar stock cutters and threaders.

Class code 2501 also includes silk screening of individual garments by hand. For silk-screened products, the operation may be done by hand or by a machine of a multiport nature; this machine resembles an octopus or carousel, and usually applies a different color at each port, creating multicolor pictures.

Several types of men’s and women’s hat manufacturing fall under class code 2501. First: Men’s straw hats made from braided straw stripping and Panama hat bodies received from others along with ribbons and sweatbands qualify. The Panama hat bodies do not require sewing. Qualifying finishing operations include sizing, hand blocking, ironing and machine blocking in a hydraulic press. Second: Men’s felt hats from felt hat bodies received from others along with ribbons, sweatbands and linings. The latter should be attached after the bodies are processed by steaming, sizing, ironing, crown pouncing, curling and press blocking under hydraulic presses. Third: Hat manufacturers that turn out fur or wool felt bodies for millinery manufactures or other finishers. Dressed fur is received. Different fur grades are mixed, and then blown through another machine.

Felt-bodied and straw-bodied women’s hats fall under class code 2501. The operations should focus on the finishing process. For example, milliners who block felt or straw bodies by hand or insureds that turn out finished hats from textile fabrics received from others in bolts or piece goods would qualify.

Florida Rates for Class Code 2501

2014 Rate: $2.78
2013 Rate: $3.35

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 2501, this rate change resulted in a 20.5% decrease from 2013 to 2014. The 2014 rate for this classification is 2.78 dollars for every 100 dollars of remuneration. With the decrease in rates this year, the 2014 rate is 56.6% below the 2003 rate of 7.72 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 2417 for silk screening
  • 2413 for silk screening
  • 2503 for custom dressmaking or tailoring
  • 2402 for carpet or rug manufacturing
  • 2362 for knit goods manufacturing, NOC

Have Workers Comp Questions?

Let a FloridaWC Agent help:

Contact our Workers Comp Insurance Agents

Get a Quote Now