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Workers' Compensation Insurance

Class Code 2881

Furniture Assembly

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Martin Summers

Insurance Agent

Class code 2881 is used for employees that assemble furniture parts from outside sources such as tabletops. Finishing work such as trimming, sanding, polishing and painting may fall under this code, but risks classified in this code do not include extensive machine processing. This code also applies to assembling metal, wood, or plastic Venetian blinds when the parts are received from others. Cutting of slats, ribbon stock, rails or comices, and drilling holes is also included. Assembling slack cooperage and tight cooperage is included in Code 2881. The assembly of complete kegs, casks, barrels, tubs and tobacco hogsheads, and collapsible hogshead units also apply. For slack cooperage, finished staves received from stock manufacturers are placed in a setting-up form and dried over a heat source. Then, a bending press forces the staves together. Hoopers and trimmers fit hoops and trim up the staves and a crozer cuts the bevel and groove to fit the head, which are put into position, allowing the last hoops to be forced into place.

Tight cooperage follows similar operations, but require greater skill and more elaborate machinery. Tight cooperage is also sent through steamers to gain a closer fit before being windlassed. Tight barrels are inserted in a lathe, turned against a smoothing plant to obtain a better finish. Testing exists as the final operation; leaks should be repaired.

Class code 2881 applies to employees manufacturing precut clocks as well as those assembling wood plaques and trophies or picture frames from premanufactured parts received from others. Both insureds may use resin in the manufacturing process. This code also includes hand assembling of parts or signs manufactured by others and finishing. Code 2881 also pertains to the manufacture of wooden signs without the use of power machinery or without painting the signs.

The Codes 2881, 2883 and 2735 must not be assigned to the same risk unless the operations described by these classifications are conducted as separate and distinct businesses. Generally, Code 2881 primarily applies to assembly operations of premanufactured parts received from others. Wooden coffin or casket manufacturers exist as an exception.

Florida Rates for Class Code 2881

2014 Rate: $4.79
2013 Rate: $4.58

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 2881, this rate change resulted in a 4.6% increase from 2013 to 2014. The 2014 rate for this classification is 4.79 dollars for every 100 dollars of remuneration. Even with the increase in rates this year, the 2014 rate is still 61.6% below the 2003 rate of 11.92 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 9522 for upholstering
  • 2883 for cabinet works using power machinery
  • 9501 for wooden sign painting or manufacturing
  • 2735 for barrel stock manufacturing

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