Workers' Compensation Insurance

Class Code 3648

Automotive Lighting, Ignition Or Starting

Author Information

Martin Summers

Insurance Agent

Class code 3648 is used for employees that work within a facility that manufactures automotive lighting and/or ignition/starting apparatuses, not otherwise classified. Examples of products that may be manufactured under this classification are spark plugs, alternators, generators, magnetos and starter parts, timers and parts, coils, relays and distributor parts, condensers, contact points and small ignition parts, power window pulley systems, fog lights, windshield wipers, automobile horns, renewable fuses, house-type fuses, sirens, and directional signals. In addition to manufacturing these parts, class code 3648 also includes repair shops that rebuild these parts, as long as they are removed and installed into vehicles by others.

Automotive repair shops and those that manufacture automobile batteries and electrical apparatuses are excluded from this classification and should be assigned a separate class code.

Florida Rates for Class Code 3648

2014 Rate: $2.44
2013 Rate: $2.73

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 3648, this rate change resulted in a 11.9% decrease from 2013 to 2014. The 2014 rate for this classification is 2.44 dollars for every 100 dollars of remuneration. With the decrease in rates this year, the 2014 rate is 42.4% below the 2003 rate of 4.74 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 3647 for battery manufacturing and storage
  • 3179 for electrical apparatus manufacturing, NOC

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