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Workers' Compensation Insurance

Class Code 3821

Automobile Recycling

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Martin Summers

Insurance Agent

Class code 3821 is used for employees that work in a facility that recycles automobiles, including dismantling operations, salvage yards, and parts junking businesses. This classification includes all employees that actually participate in the recycling process, including drivers or those that tow vehicles to the yard for recycling purposes. Employees that simply work in a store selling used parts of recycled portions would be separately classified. Dismantling and recycling work may include such things as the removal of saleable parts using hand tools and the breaking up or stripping of the chassis and bodies with acetylene torches or shears, as well as the reconditioning or repairing of parts salvaged. These operations may be performed on a variety of automobiles, aircrafts, tractors, or trolleys.

Operations that are similar in nature, but that are excluded from class code 3821 would include the manufacturing of vehicles, constructions equipment, or agricultural machinery and anyone who is considered a dealer of new or used, not recycled, machinery or automobiles.

Florida Rates for Class Code 3821

2014 Rate: $8.78
2013 Rate: $10.40

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 3821, this rate change resulted in a 18.5% decrease from 2013 to 2014. The 2014 rate for this classification is 8.78 dollars for every 100 dollars of remuneration. With the decrease in rates this year, the 2014 rate is 37.2% below the 2003 rate of 16.56 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 3507 for construction or agricultural machine manufacturing
  • 8107 for machinery dealers, NOC – store or yard & drivers
  • 8046 for automobile parts of accessory stores

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