Workers' Compensation Insurance

Class Code 4251

Stationery Manufacturing

Author Information

Martin Summers

Insurance Agent

Class code 4251 is used for employees that work within a stationery manufacturing facility, making things such as loose-leaf paper ledgers, sample books, notebooks, and other related goods used for writing purposes. Employees may work in a variety of processes, using various machinery and tools related to the trade. The outside structure of the products may be made up of materials such as cardboard, paper, leather (either real or imitation), binder’s cloth, or canvas. Additional items that may be used for attachment purposes or for decoration include glue or paste, printing and ruling ink, gold leaf, metal rings, screws, fittings, posts, and separators, received from others. To make the products, the outside material is cut to size and specification, wrapped with an optional covering, and then reinforced by stripping. At this point, embossing, embellishments, and gold leaf may be added before the fittings are attached. Once the binders are complete, the inside of the product, usually a blank paper of some sort, is then cut to size (manually or on power cutters). Operations such as ruling, folding, printing, trimming, gluing, perforating, punching, and rounding of the corners is then done before the paper is inserted into the binder cover.

Class code 4251 excludes any kind of printer business or employee, unless the printing is minor in nature and being done to goods manufactured and printed within the same facility. Print shops that do work for the general public would not be included, even if they offer related paper services, such as cutting, trimming, punching, gluing, etc. Companies that manufacture the metal fittings, posts, rings, screws, and separators used would also be excluded.

Florida Rates for Class Code 4251

2014 Rate: $4.00
2013 Rate: $4.06

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 4251, this rate change resulted in a 1.5% decrease from 2013 to 2014. The 2014 rate for this classification is 4.00 dollars for every 100 dollars of remuneration. With the decrease in rates this year, the 2014 rate is 31% below the 2003 rate of 5.88 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 4299 for printing shops
  • 4239 for paper manufacturing
  • 3146 for hardware manufacturing, NOC

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