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Workers' Compensation Insurance

Class Code 4361

Photographer - All Employees

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Martin Summers

Insurance Agent

Class code 4361 is used for employees that work within the photography or videography industry, including film print shops, retail stores, and photo processing centers. This all-inclusive classification would include photographers, salespeople, drivers, and clerical workers. Photos and recordings may be done inside or outside, and would also include the work done by aerial photographers or videographers. Employees that engage in work related to photo development, photo processing, photo printing would also be included.
Work done will vary, but may include things such as pickup of film, delivery of prints, opening envelopes, tagging and/or clipping film, developing and printing pictures, checking, inspecting, and packaging finished work, and mailing photo products to customers. In addition, companies who provide blueprints, microfilming of x-rays, photostat services, and documents/records on a contract basis (such as engineers, architects, and business offices) are also included.

Areas dealing with photography that would be excluded from this class code would include employees that are employed by newspaper publishing companies or radio/television broadcasting stations. Even if their work includes taking or developing photos and videos, they would be separately classified.

Florida Rates for Class Code 4361

2014 Rate: $1.63
2013 Rate: $1.78

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 4361, this rate change resulted in a 9.2% decrease from 2013 to 2014. The 2014 rate for this classification is 1.63 dollars for every 100 dollars of remuneration. With the decrease in rates this year, the 2014 rate is 52.9% below the 2003 rate of 3.78 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 4304 for newspaper publishers
  • 7610 for radio or television broadcasting stations

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