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Workers' Compensation Insurance

Class Code 5188

Automatic Sprinkler Installation

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Martin Summers

Insurance Agent

Class code 5188 is used for employees that install automatic fire extinguishing sprinkler systems, including drivers. The types of automatic systems that are installed will vary greatly, but may include those containing chemicals that dissolve at a set temperature, dry-head sprinklers, and deluge systems. Both shop and field work is allowable under class code 5188 and includes job duties such as cutting and threading of pipe, selection of materials (such as fittings, heads, couplings, valves, hangers, regulators, alarms, etc.), running of sprinkler lines through walls, floor, and ceilings, and working on staging or other temporary platforms as required. When classifying workers to this class code, it is important to follow the extra-territorial classification guidelines for each worker to ensure that they are properly classified. Operations that install sprinkler systems not used for fire extinguishing purposes, like lawn sprinkler systems, are excluded from this classification.

Florida Rates for Class Code 5188

2014 Rate: $6.20
2013 Rate: $7.32

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 5188, this rate change resulted in a 18.1% decrease from 2013 to 2014. The 2014 rate for this classification is 6.20 dollars for every 100 dollars of remuneration. With the decrease in rates this year, the 2014 rate is 47.4% below the 2003 rate of 13.92 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 5183 for lawn sprinkler installation

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