Workers' Compensation Insurance

Class Code 5190

Electrical Wiring - Within Buildings

Author Information

Martin Summers

Insurance Agent

Class code 5190 is used for employees that perform work related to electrical wiring within buildings, including drivers. This may be either installation work or repair work, and includes any related fixtures or appliances as well. There is not currently any restriction on the capacity of the wiring systems, and work may be for a variety of things, from power circuitry to lighting. Employees working under this classification will generally be involved in running and hanging wires and conduits and installing small electrical fixtures like fuses, plugs, or snap switches. The electrical wiring installation for satellite dishes is just one example of work included.

Exclusions to this class code that should be classified separately include the installation of heating units, ventilation systems, air-conditioning and refrigeration units, and household/commercial appliances. As a general rule, the installation of electrical machinery or apparatus is also excluded unless it is considered incidental to work being done under class code 5190 (special rules apply). In addition, telecommunications companies that specialize in installing telephone or cable television lines are also excluded.

Florida Rates for Class Code 5190

2014 Rate: $5.51
2013 Rate: $6.02

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 5190, this rate change resulted in a 9.3% decrease from 2013 to 2014. The 2014 rate for this classification is 5.51 dollars for every 100 dollars of remuneration. With the decrease in rates this year, the 2014 rate is 51.8% below the 2003 rate of 12.49 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 3724 for electrical apparatus installation
  • 5537 for heating, ventilation, air-conditioning, and refrigeration systems
  • 9519 for household and commercial appliances
  • 7600 for telecommunications companies

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