Workers' Compensation Insurance

Class Code 5215

Concrete Work – Construction of Private Residence

Author Information

Martin Summers

Insurance Agent

Class code 5215 is used for employees that perform concrete work incidental to the construction or repair of a private residence or military building used for housing, welfare, or keep of personnel. Examples of structures that would qualify for this classification are one or two family private residences that are not over three stories in height, military barracks, mess halls, hospitals, canteens, post exchanges, officers’ quarters, administrative buildings, and recreation centers. Work may include, but is not limited to, foundation walls, concrete footings, cellar floors, basements, sidewalks, and driveways. Tilt up wall construction is also rated under class code 5215.

Exclusions to this class code would be anyone working with monolithic concrete, specialists performing ground supported concrete work and paving jobs, and concrete pumping operations. When classifying workers to this class code, it is also important to follow the extra-territorial classification guidelines for each worker to ensure that they are properly classified.

Florida Rates for Class Code 5215

2014 Rate: $12.95
2013 Rate: $15.55

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 5215, this rate change resulted in a 20.1% decrease from 2013 to 2014. The 2014 rate for this classification is 12.95 dollars for every 100 dollars of remuneration. With the decrease in rates this year, the 2014 rate is 53.8% below the 2003 rate of 33.69 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 5221 for concrete or cement work
  • 5213 for monolithic concrete constructions activities

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