Workers' Compensation Insurance

Class Code 5223

Swimming Pool Construction – Not Iron or Steel

Author Information

Martin Summers

Insurance Agent

Class code 5223 is used for employees that work for an operation that constructs, installs, or repairs swimming pools made from materials other than iron or steel. Pools may be located in residential or domestic settings, as well as commercial or municipal locations and can be in ground or above ground in nature. Class code 5223 may be used for a variety of tasks found in any stage of work, from basic assembly work to complex construction duties. Workers allowed under this classification include shop workers and drivers, but not individuals that do excavation or maintenance work. The actual materials in which the pool is made from will vary, but often includes concrete, brick, gunite, fiberglass, dry pack, aluminum, and wood. Additional kinds of materials may also be found and used in incidental accessories or apparatuses, such as vinyl liners, walkways, etc.

Exclusions from class code 5223 that should be separately classified includes the construction of iron or steel pools (involving welding) and all pool maintenance operations. When classifying workers to this class code, it is also important to follow the extra-territorial classification guidelines for each worker to ensure that they are properly classified.

Florida Rates for Class Code 5223

2014 Rate: $6.15
2013 Rate: $7.61

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 5223, this rate change resulted in a 23.7% decrease from 2013 to 2014. The 2014 rate for this classification is 6.15 dollars for every 100 dollars of remuneration. With the decrease in rates this year, the 2014 rate is 50.7% below the 2003 rate of 15.45 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 5069 for iron or steel pool construction
  • 9014 for pool maintenance
  • 6217 for excavation, NOC
  • 5213 for concrete construction, NOC

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