Workers' Compensation Insurance

Class Code 5348

Stone, Mosaic or Terrazzo or Ceramic Tile Work – Inside

Author Information

Martin Summers

Insurance Agent

Class code 5348 is used for employees that perform work relating to the installation of ceramic tile, indoor stone, marble, and mosaic tile, as well as countertops made from granite, tile, marble, or other stone. Employees working under this class code may do a variety of jobs related to wall tile, ceiling tile, or floor tile, such as preparing the surface, brass stripping work, intricate pattern and design work, cleaning, grouting, buffing, and polishing. Work done under this classification would typically be indoors, but would also include outdoor work that is considered artistic, decorative, or ornamental in nature. Finally, the installation of sinks, counters, and other similar products made from cultured marble, as well as the installation of bathtub and shower liners, is also included within the scope of class code 5348.

Exclusions to this class code would include fireproof tile construction and installation, those who install carpet or laminate flooring, tile work done in connection with construction, any tile work that is considered structural or ground supported, the installation of countertops made from materials other than those listed above, and any plumbing operations performed in connection with installations. When classifying workers to this class code, it is also important to follow the extra-territorial classification guidelines for each worker to ensure that they are properly classified.

Florida Rates for Class Code 5348

2014 Rate: $5.47
2013 Rate: $7.02

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 5348, this rate change resulted in a 28.3% decrease from 2013 to 2014. The 2014 rate for this classification is 5.47 dollars for every 100 dollars of remuneration. With the decrease in rates this year, the 2014 rate is 46.4% below the 2003 rate of 13.10 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 5183 for plumbing operations
  • 5478 for carpet and laminate flooring installation

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