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Workers' Compensation Insurance

Class Code 5445

Wallboard Installation Within Buildings

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Martin Summers

Insurance Agent

Class code 5445 is used for employees that install wallboard, cement board, drywall, sheetrock, and plasterboard in private residence buildings and commercial structures, including drivers. Job duties will vary based on the job, but may include such things as drywall framing, light gauge steel frame installation, cutting to size, butting and nailing operations, taping seams and joints, applying compound, sanding, texturizing, and finishing. Tools that are commonly used in by those under this classification include, but are not limited to, knives, small hatchets, handsaws, small power saws, hammers, nail guns, and other basic construction related tools.

Exclusions that are similar in nature, but that should be otherwise classified, include employees that are in another trade, such as painters, that perform shall amounts of patchwork or drywall installation incidental to their primary function and general contractors that perform drywall installation as part of a project in a private residence that they have been contracted to construct. When classifying workers to this class code, it is also important to follow the extra-territorial classification guidelines for each worker to ensure that they are properly classified.

Florida Rates for Class Code 5445

2014 Rate: $9.26
2013 Rate: $8.61

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 5445, this rate change resulted in a 7.5% increase from 2013 to 2014. The 2014 rate for this classification is 9.26 dollars for every 100 dollars of remuneration. Even with the increase in rates this year, the 2014 rate is still 64.5% below the 2003 rate of 24.28 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 5645 for contractors who perform drywall related work

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