Workers' Compensation Insurance

Class Code 5478

Floor Installation: Carpet, Linoleum, Vinyl or Rubber Tile

Author Information

Martin Summers

Insurance Agent

Class code 5478 is used for employees that install resilient floor coverings, carpet, or laminate. Examples of flooring products that are considered “resilient” and which are included within the scope of this class code are vinyl, linoleum, asphalt, or rubber tiles and sheets. Additionally, the installation of artificial turf to patios is also included. Exclusions to this class code would be those who install indoor stone, ceramic or mosaic tile, and wood flooring. In addition, the installation of artificial turf installation that intends to replace natural turf (such as on athletic fields) would also be excluded and classified separately.

Florida Rates for Class Code 5478

2014 Rate: $5.37
2013 Rate: $5.88

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 5478, this rate change resulted in a 9.5% decrease from 2013 to 2014. The 2014 rate for this classification is 5.37 dollars for every 100 dollars of remuneration. With the decrease in rates this year, the 2014 rate is 54.7% below the 2003 rate of 12.99 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 0042 for installation of artificial turf to replace natural turf
  • 5348 for indoor stone or tile installation
  • 5437 for wood flooring installation

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