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Workers' Compensation Insurance

Class Code 5479

Insulation Work NOC

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Martin Summers

Insurance Agent

Class code 5479 is used for employees that are considered specialist contractors who exclusively perform insulation work, not otherwise classified, including drivers. The scope of this class code includes a variety of insulating materials, including thermal and acoustical insulations, such as loose fills, blanket or quilt types, granulated, powdered, cellulose, or fibrous mineral substances, pads and bats of mineral wool, cork board or wood fiber slabs, wood and sugarcane rigid fiberboard, the reflective aluminum foil type encased in paper. Methods of installation will vary for placing the insulation within buildings or walls, but may include blowing, nailing, placing by hand, or cementing.

While this NOC classification will include a variety of operations, some related work that should be separately rated includes workers who install suspended acoustical grid-type ceilings, contractors dealing with materials containing asbestos, those who insulate boiler or steam pipes, roofing contractors, and anyone who performs insulation work as an incidental part of construction, and not as a separate and exclusive operation. When classifying workers to this class code, it is also important to follow the extra-territorial classification guidelines for each worker to ensure that they are properly classified.

Florida Rates for Class Code 5479

2014 Rate: $11.54
2013 Rate: $11.34

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 5479, this rate change resulted in a 1.8% increase from 2013 to 2014. The 2014 rate for this classification is 11.54 dollars for every 100 dollars of remuneration. Even with the increase in rates this year, the 2014 rate is still 55.8% below the 2003 rate of 25.63 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 5020 for installation of suspended acoustical grid-type ceilings
  • 5183 for boiler or steam pipe insulating
  • 5472 for asbestos contractors
  • 5473 for asbestos contractors
  • 5551 for roofing

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