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Workers' Compensation Insurance

Class Code 5506

Street or Road Construction: Paving or Repaving

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Martin Summers

Insurance Agent

Class code 5506 is used for employees that perform street or road construction and paving or repaving operations, including drivers. Work will vary in scope, but may include things like constructing a concrete or crushed stone base, scraping, surfacing or paving operations, trimming of road shoulders, erecting and/or painting fences or guardrails, painting lines on the road or street, and installing curbs or gutters. Additionally, class code 5506 also applies to employees of highway toll roads who perform maintenance functions, contractors who paint separating lines or lanes on streets, roads, or highways, and asphalt works operations. Finally, the scope of this classification also includes the surfacing, resurfacing, paving, or repaving of airport runways and warming aprons as well.

Exclusions to class code 5506 includes those workers who provide right-of-way clearing, earth or rock excavation, and grading or filling work, as well as anyone who engages in tunneling, quarrying or stone crushing, or bridge or culvert operations. When classifying workers to this class code, it is also important to follow the extra-territorial classification guidelines for each worker to ensure that they are properly classified.

Florida Rates for Class Code 5506

2014 Rate: $10.57
2013 Rate: $10.59

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 5506, this rate change resulted in a 0.2% decrease from 2013 to 2014. The 2014 rate for this classification is 10.57 dollars for every 100 dollars of remuneration. With the decrease in rates this year, the 2014 rate is 45.1% below the 2003 rate of 19.30 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 1463 for asphalt works at a permanent location
  • 5474 for parking lot stripe or line painting
  • 5507 for subsurface street or road work

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