Workers' Compensation Insurance

Class Code 5507

Street or Road Construction: Subsurface Work

Author Information

Martin Summers

Insurance Agent

Class code 5507 is used for employees that perform subsurface work to streets or roadways under a contractor, including drivers. Examples of work that is commonly found within this class code includes right of way clearing, earth excavation, filling or grading, and sand and gravel digging work that may be required to place the roadbed at the proper grade. In addition, this classification also includes the installation of small bridges or culverts (clearance less than 10 feet at any point) and work related to widening or changing of the line or grade. Those employees that do preparatory work, such as excavating, grading, laying a base of crushed stone, and installation of concrete drains, prior to the install of artificial turf for baseball or football stadiums is also included.

Exclusions to class code 5507 includes those workers who provide mass rock excavation, as well as anyone who engages in tunneling, quarrying or stone crushing, or bridge or culvert operations. When classifying workers to this class code, it is also important to follow the extra-territorial classification guidelines for each worker to ensure that they are properly classified.

Florida Rates for Class Code 5507

2014 Rate: $7.76
2013 Rate: $7.52

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 5507, this rate change resulted in a 3.2% increase from 2013 to 2014. The 2014 rate for this classification is 7.76 dollars for every 100 dollars of remuneration. Even with the increase in rates this year, the 2014 rate is still 40.3% below the 2003 rate of 12.60 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 5508 for street or road construction - rock excavation

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