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Workers' Compensation Insurance

Class Code 5551

Roofing

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Martin Summers

Insurance Agent

Class code 5551 is used for employees that perform all kinds of roofing installations and roofing repair jobs, including drivers. Because this is an all-inclusive classification, roofing work may be done on any surface, including flat, built-up, or sloped roofs. Materials that are commonly used in this class code include hot tar, hot or cold composition materials (such as polyurethane foams or resins and concrete aggregates), metal, shingle, slate, tile, or paper. Job duties that may be done by those under class code 5551 include, but are not limited to, installation and repair of joists, rafters, trusses, roof decks, and sheathing, pressure washing of roofs to remove debris, mildew, moss, etc, the installation or replacement of roofing materials, application of preservative treatments using a hand-held sprayer, and waterproofing operations to rooftops. In addition, the installation of composition plank or tile roof decks and insulating of roofs may also be included within this classification.

Exclusions from this class code would include workers that maintain a permanent roofing material yard or storage facility, anyone who performs roofing on metal “Quonset” buildings that have a continual curved line without distinction between roof and sides, and any operation that does general carpentry or construction work as their primary business but also performs roofing functions as well. When classifying workers to this class code, it is also important to follow the extra-territorial classification guidelines for each worker to ensure that they are properly classified.

Florida Rates for Class Code 5551

2014 Rate: $20.35
2013 Rate: $21.29

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 5551, this rate change resulted in a 4.6% decrease from 2013 to 2014. The 2014 rate for this classification is 20.35 dollars for every 100 dollars of remuneration. With the decrease in rates this year, the 2014 rate is 60.3% below the 2003 rate of 53.69 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 5535 for “Quonset” type building construction
  • 5645 for carpentry operations that also perform roofing on structures

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