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Workers' Compensation Insurance

Class Code 5610

Debris Removal

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Martin Summers

Insurance Agent

Class code 5610 is used for employees that perform debris removal, cleanup related work, timekeeping functions, and watchguard duties at a construction site. Jobs of the cleanup nature are generally performed after construction is complete and include the removing of debris like scrap lumber, scrap metal, or other scrap materials left by a construction crew from the site. For watchguard work, personnel will generally provide security related services to a construction site, attempting to prevent malicious mischief, vandalism, and theft during a variety of shifts and times. Additionally, individuals who clean railroad freight cars (not of the tank car variety) are also included within the scope of this classification.

Exclusions to class code 5610 include individuals who are considered a cleaning contractor, those who work on a construction site running errands, delivering materials, and helping with cleanup, but not exclusively employed for cleanup procedures, anyone who cleans railroad tank cars, and watchguards employed by factories, abandoned buildings, or other sites not related to construction. When classifying workers to this class code, it is also important to follow the extra-territorial classification guidelines for each worker to ensure that they are properly classified.

Florida Rates for Class Code 5610

2014 Rate: $9.99
2013 Rate: $10.28

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 5610, this rate change resulted in a 2.9% decrease from 2013 to 2014. The 2014 rate for this classification is 9.99 dollars for every 100 dollars of remuneration. With the decrease in rates this year, the 2014 rate is 48.3% below the 2003 rate of 19.88 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 9014 for cleaning contractors performing janitorial services
  • 7720 for watchguards of abandoned buildings, factories, or other structures
  • 3726 for railroad tank car cleaning

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