Workers' Compensation Insurance

Class Code 8008

Store: Clothing, Wearing Apparel Or Dry

Author Information

Martin Summers

Insurance Agent

Class code 8008 is used for employees that work for a retail store selling clothing, wearing apparel or dry goods. Stores that would fall into this classification would be those that sell ready to wear clothing such as dresses, suits, coats, hats, shoes, knitwear, slippers, undergarments, sleeping or lounge clothes, hosiery, gloves, scarves, etc. In addition, retail locations that sell home goods or miscellaneous sewing accessories, like laces, curtains, blankets, bedspreads, sheets, pillowcases, napkins, tablecloths, towels, textile trimmings or buttons, slides, yarn, thimbles, needles, zippers, pins, hooks/eyes, and hat bodies would also be included. Finally, employees of a coat or hat checkroom and anyone demonstrating or modeling apparel in a retail store would also be assigned to this classification.

While employees that work for this type of store may engage in incidental alteration work, tailor shops or those stores specializing in custom clothing production would be excluded. Dealers of ladies handbags, retail stores that specialize in sporting goods, and stores whose principal operations are via mail-order should also be classified separately and would not fall within the scope of class code 8008.

Florida Rates for Class Code 8008

2014 Rate: $1.72
2013 Rate: $2.07

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 8008, this rate change resulted in a 20.3% decrease from 2013 to 2014. The 2014 rate for this classification is 1.72 dollars for every 100 dollars of remuneration. With the decrease in rates this year, the 2014 rate is 46.6% below the 2003 rate of 3.88 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 8017 for retail stores, NOC
  • 8032 for clothing stores – wholesale

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