Workers' Compensation Insurance

Class Code 8032

Store: Clothing, Apparel, and Dry Goods

Author Information

Martin Summers

Insurance Agent

Class code 8032 is used for employees that work within a wholesale facility or mail order fulfillment center that sells clothing, wearing apparel, and dry goods. Merchandise found within a store of this type would include ready to wear clothing and apparel, such as dresses, suits, coats, hats, shoes, knitwear, slippers, undergarments, sleeping/loungewear, ties, scarves, aprons, gloves, and hosiery; dry goods like towels, curtains, blankets, bedspreads, sheets, pillowcases, tablecloths, napkins, yarn goods, laces, textile trimmings, draperies, embroideries, and handkerchiefs; and miscellaneous sewing accessories like or similar to buttons, zippers, hooks and eyes, buckles, slides, yarns, threads, thimbles, needles, pins, dress shields, hat bodies, tapes, buckrams, and artificial flowers. In addition, businesses that are considered wholesale dealers of men and women’s belt and hair nets would also be included.

Similar industries that have their own class codes and that are excluded from 8032 include dealers of ladies’ handbags, secondhand clothing wholesalers, as well as any retail store that sells to the general public. The only retail selling that is allowable under this classification is mail order sales that are fulfilled by a wholesale operation.

Florida Rates for Class Code 8032

2014 Rate: $3.52
2013 Rate: $3.77

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 8032, this rate change resulted in a 7.1% decrease from 2013 to 2014. The 2014 rate for this classification is 3.52 dollars for every 100 dollars of remuneration. With the decrease in rates this year, the 2014 rate is 12.1% below the 2003 rate of 4.29 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 8018 for wholesale stores, NOC
  • 8264 for rag or paper stock dealers – used & drivers

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