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Workers' Compensation Insurance

Class Code 8044

Store: Furniture

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Martin Summers

Insurance Agent

Class code 8044 is used for employees that work in a retail or wholesale furniture store, including drivers. Stores of this type will generally sell furniture products for the home, office, or lawn areas including sofas, tables, chairs, beds, chests, bookcases, desks, pianos, hot tubs, spas, etc. These may be sold as individual pieces or in sets. In addition, stores in this class code may sell other coordinating merchandise on a small scale, such as carpets and linoleum, bedding and window coverings, lamps and lighting fixtures, mirrors and pictures, as well as kitchen cabinets and small household appliances. The scope of class code 8044 includes employees working within the store location as well as drivers and helpers who may make deliveries, setup merchandise, install home furnishings (such as draperies), or make minor furniture repairs at the customer’s location. Finally, this classification will also include workers that offer interior decor consulting services, so long as they are employees of a store that meets the qualifications of class code 8044.

Operations that engage in the selling of merchandise that is not furniture would be excluded, as well as furniture showroom locations that sell only from samples and do not carry sales inventory. Employees who work for a business that primarily sells carpeting, linoleum, or other non-ceramic flooring, as well as those who install wall-to-wall flooring are also excluded and should be separately classified.

Florida Rates for Class Code 8044

2014 Rate: $3.70
2013 Rate: $4.05

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 8044, this rate change resulted in a 9.5% decrease from 2013 to 2014. The 2014 rate for this classification is 3.70 dollars for every 100 dollars of remuneration. With the decrease in rates this year, the 2014 rate is 46.4% below the 2003 rate of 7.55 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 5478 for carpet, linoleum, vinyl, asphalt, or rubber floor tile installation
  • 8008 for clothing, wearing apparel, or dry goods stores
  • 8032 for clothing, wearing apparel, or dry goods stores
  • 8018 for wholesale stores, NOC
  • 8747 for furniture showrooms

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