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Workers' Compensation Insurance

Class Code 8102

Seed Merchant

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Martin Summers

Insurance Agent

Class code 8102 is used for employees that work for a seed merchant business or any facility that deals primarily with the handling or merchandising of seeds. Operations within this classification generally receive bulk quantities of harvested grass or other field crop seeds, vegetable seeds, or flower seeds from growers, process the seeds using power-driven cleaning and grading machinery, and then package the seeds in whatever quantities are required. This class code will typically be assigned to wholesale operations, but will also cover those seed merchant establishments that sell seeds in a retail capacity as well. In addition, class code 8102 may be assigned to agronomists working within a seed merchants’ laboratory that research and develop new seed lines, as well as inspect seed crops being grown for seed harvesting.

Finally, this classification is also inclusive of employees that handle bean operations, including sorting, cleaning, and inspecting. These duties are typically done using machinery, but may also be done by hand in some cases. Employees that are exclusively responsible for peanuts received in bulk will also be included.

Florida Rates for Class Code 8102

2014 Rate: $2.80
2013 Rate: $2.69

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 8102, this rate change resulted in a 4.1% increase from 2013 to 2014. The 2014 rate for this classification is 2.80 dollars for every 100 dollars of remuneration. Even with the increase in rates this year, the 2014 rate is still 61.5% below the 2003 rate of 6.99 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

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