Workers' Compensation Insurance

Class Code 8748

Automobile Salespersons

Author Information

Martin Summers

Insurance Agent

Class code 8748 is used for employees that work as automobile salespeople. This would be inclusive of anyone employed in a sales capacity by a sales and service operation that engages in the selling or long term leasing of new or used automobiles. Products sold may include things like cars, trucks, vans, motorcycles, and mobile homes. In addition, this classification is also applied to employees who act as salespeople for a sales and service franchises dealing primarily in diesel engines for trucks or for any salesperson of boats and outboard engines. This would include both inland locations, as well as those located in a boatyard, marina, or boat dock.

Exclusions to class code 8748 that are similar in nature would include employees that do short term automobile rental related work, outside collectors, those selling automobile accessories & parts, and anyone who engages in both the sales and the demonstration of power machinery.

Florida Rates for Class Code 8748

2014 Rate: $0.81
2013 Rate: $0.94

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 8748, this rate change resulted in a 16% decrease from 2013 to 2014. The 2014 rate for this classification is 0.81 dollars for every 100 dollars of remuneration. With the decrease in rates this year, the 2014 rate is 54.8% below the 2003 rate of 2.08 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 8742 for outside salespeople and collectors
  • 8002 for short term automobile rentals
  • 8107 for outside power machinery sales and demonstrations

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