Workers' Compensation Insurance

Class Code 8869

Child Care Center - All Employees

Author Information

Martin Summers

Insurance Agent

Class code 8869 is used for employees that work in a child care center, including salespeople, clerical workers, and drivers. For the scope of this classification, a “child care center” is an operation that cares for children for various periods of time and includes any location that serves preschool through school aged children. Some will operate transportation services, while others will require the children to be dropped off and picked up. Examples include traditional daycare facilities, employer run child care services (not otherwise classified), child care centers operated by the YMCA or similar, religious organizational centers open to the public, specialty camps that meet the class code qualifications, and subsidized child care programs like Head Start. Employees in this classification may engage in a variety of duties, from preparing meals, caring or teaching children, cleaning, administrative tasks, etc. Job positions that are commonly found in class code 8869 include teachers and teachers’ aides, administrators or directors, salespersons, clerical employees, drivers, cooks, and maintenance personnel. Equipment that may be used are things such as chalkboards, sleeping mats, chairs and tables, toys, books, media materials, playground structures, art supplies, etc.

Exclusions to this class code that are similar in nature would be child care medical providers, traditional schools that provide before and/or after school care programs, orphanages, organizations like Cub Scouts, Brownies, Boy & Girl Scouts, and any camp that provides overnight accommodations.

Florida Rates for Class Code 8869

2014 Rate: $1.82
2013 Rate: $1.82

Each workers' compensation class code in Florida has a unique rate assigned to it based on the likelihood of workplace injuries for the group of employees throughout the state that are assigned to that class code. Click this link for more information about the ratemaking process. The rates used in Florida workers comp insurance were increased in 2014 by an average of 6.1% by the Florida Office of Insurance Regulation.

For class code 8869, this rate change did not result in any change in the rates from 2013 to 2014. The 2014 rate for this classification is 1.82 dollars for every 100 dollars of remuneration. With the rates not changing this year, the 2014 rate is still 1.6% below the 2003 rate of 1.85 dollars.

Despite the manual rates being set by the Florida government for workers comp class codes, there are still ways that employers can lower their overall workers compensation costs and total premium. Our insurance agents would like the opportunity to discuss these premium discounts and other cost savings measures with your business. Contact us today to receive competitive quotes for your business.

Other Related Class Codes

  • 8868 for traditional school programs providing before/after school care
  • 9101 for traditional school programs providing before/after school care
  • 9063 for organizations and clubs
  • 8279 for riding camps

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